About us
Mortgage Miracles Happen is a mortgage broker – Mortgage Miracles Mappen headquartered in Ogden, Utah. We have relationships with the top wholesale mortgage banks in the country that offer wholesale pricing. This allows us to pass the good terms on to clients with low fees. As a result, we maintain a significant competitive advantage over other mortgage companies and lenders. Our commitment as a Mortgage broker – Mortgage Miracles Mappen ensures that you receive the best service possible.
Loan Options – Many Options
Why Choose a Mortgage Broker – Mortgage Miracles Mappen?
As a mortgage broker for home loans, we offer many mortgage loan options to get a mortgage loan. Therefore, we have the flexibility of helping clients that cover a broad spectrum of mortgage loans based on the needs of each client.
We have loan programs for a variety of clients, including first-time homeowners, move-up buyers, business owners (self-employed), commissioned income earners, reverse mortgage borrowers, investors, and those with various credit profiles.
The types of mortgage loans we offer include purchase and refinance mortgage loans.
We offer the following loan types:
Conventional loans
FHA, VA, USDA (Government insured loans)
Jumbo Mortgages
Reverse Mortgages
Non-QM Mortgages
(DSCR Loans, Bank Statement Loans, No Ratio Loans, Bridge Loans & mortgage loans).
As we get to know each client’s surrounding circumstances, we find the right loan that best fits each person’s situation.
Easy & Tough Loans
As a mortgage broker, we cater to clients with both great and challenged credit. We often succeed in securing loans for clients who have been turned down elsewhere.
This is because we have access to many lenders and options that others do not. Our extensive range of lending options provides flexibility with loan guidelines to accommodate different needs.
Excellent Credit to Troubled Credit – We have solutions to help
Mortgage Miracles Happen works with all types of credit. We have tools to help review credit and find out exactly where you stand so we know how to help each person.
Online Technology
We utilize online technology to enhance efficiency and simplify the loan process for both our clients and staff. Our user-friendly online loan application and document storage system enable quick document uploads.
This streamlining results in shorter timeframes and reduced costs.
Speed
We process loans quickly! Thanks to our online technology, we can close loans in just 15 to 22 days. Our average loan closing time is approximately three weeks from start to finish.
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Superior Customer Service
We strive to be your mortgage lender of choice. Our efficient and personable team at Mortgage Miracles Happen is dedicated to providing excellent financing support.
Customer service is paramount to us. We aim for high customer satisfaction by offering each client exceptional service that exceeds their expectations.
Experience and Expertise
Ben Gerritsen is the principal Lending Manager at Mortgage Miracles Happen. He possesses substantial experience with various loan types in the real estate finance industry.
Ben’s expertise includes residential and commercial lending. We focus on understanding your goals and support our clients in achieving them.
Professional Guidance for Each client
Each client receives professional advice tailored to their unique circumstances. We understand each client’s situation and leverage technology and analytical data to determine the best loan options available.
Our team of mortgage loan officers evaluates and recommends the right loan and the best price for our clients.
Availability
We are not only available during the day; we can also be reached in the evenings and on weekends. Our commitment is to ensure each client secures the right financing and understands the loan process, making it as simple as possible.
We aspire to be your Lifetime Lender and serve clients in Colorado, Florida, Idaho, Texas, and Utah.
Mortgage broker – Mortgage Miracles Mappen