Current Church Loan Rates
70% to 80% Loan to Value and 90% CLTV
5 year fixed 15 year amortization = 4.25% to 6% Available in most areas
5 years fixed 20 year amortization = 4.50% to 6.25% Available in most areas
5 year fixed 25 year amortization = 4.95% to 6.50% Available in most areas
10 year fixed 25 year amortization = 6% to 7.75% not available in all parts of the country
10 year fixed 20 year amortization = 6% to 7.25% not available in all parts of the country
Apply for a Church Loan Here
Church Loan Documents
- 3 years of financial statements (Must include the Tithes & Offerings income (not individual by individual, but gross per year)
- Membership roles (entire congregation)
- 501-C3 document status from the IRS
- If construction, construction budget & draw schedule
- If purchase, add the REPC
- down payment amount if a purchase
Traditional Church Loan
Construction Church Loan
Church Bonds
Catholic Fund
Easy Church Qualifier Program
Fully Fixed Church Loan Program