Current Church Loan Rates

70% to 80% Loan to Value and 90% CLTV
5 year fixed 15 year amortization = 4.25% to 6% Available in most areas
5 years fixed 20 year amortization = 4.50% to 6.25% Available in most areas
5 year fixed 25 year amortization = 4.95% to 6.50% Available in most areas
10 year fixed 25 year amortization = 6% to 7.75% not available in all parts of the country
10 year fixed 20 year amortization = 6% to 7.25% not available in all parts of the country

Apply for a Church Loan Here

Church Loan Documents

  1. 3 years of financial statements (Must include the Tithes & Offerings income (not individual by individual, but gross per year)
  2. Membership roles (entire congregation)
  3. 501-C3 document status from the IRS
  4. If construction, construction budget & draw schedule
  5. If purchase, add the REPC
  6. down payment amount if a purchase

Traditional Church Loan

Construction Church Loan

Church Bonds

Catholic Fund

Easy Church Qualifier Program

Fully Fixed Church Loan Program


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